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Residential Mortgage Loans

We take a friendly approach to the home-financing experience

At Metro City Bank, our mortgage team looks forward to hearing about everything that makes your next home so special. We also look forward to sharing our expertise,  explaining your mortgage options, and helping you figure out which one might work best with your finances and future plans.

Fixed-Rate Mortgage

  • Interest rate remains the same throughout the life of the loan
  • Consistent monthly payments help with long-range budget planning
  • 15-year and 30-year loans available
  • Refinancing options can potentially save you money on interest charges

Adjustable-Rate Mortgage (ARM)

  • Metro City Bank offers a 3/1 ARM, 5/1 ARM and a 10/1 ARM
  • Both loans offer lower interest rates - and monthly payments - for a set time period
  • After 3 years, 5 years or 10 years (depending on the loan), rates adjust annually
  • Interest rate caps limit how high your interest rate can go
  • You may refinance to a fixed-rate mortgage at any time

Track Your Loan Online

Our mortgage website allows your to register your loan account, view your transaction history, set up payments and manage account information.

  • Please visit our website and register. 
  • You will need to know your loan number, the SSN/TIN related to your account, and your email address to begin the registration process.
  • Should you need help, please call our residential mortgage department during business hours at 1-888-852-9597 and our representatives will be happy to assist.

Our Mortgage Team

  • Sandy Na | Phone: 770-454-1861| NMLS #983548
  • Jimmy Song |Phone: 770-454-1871 | NMLS #1218336
  • Trinh Pham |Phone: 678-672-3926 | NMLS #1369150
  • Eric Suh | Phone: 929-373-4363 | NMLS #400051
  • Eugene Choi | Phone: 929-373-4364 | NMLS #272706
  • Bee Dao | Phone: 214-575-8316 | NMLS #1550282
  • Janie Leung | Phone: 832-844-3880 | NMLS #92327
  • HM Park | Phone: 404-353-4877| NMLS #1188596











Metro City Bank is a full-service financial institution with branches in Doraville, Norcross, Duluth, Marietta, Johns Creek, Suwanee, and LaGrange, Georgia; Opelika and Montgomery, Alabama; Tampa, Florida; Centreville and Annandale, Virginia; Dallas, Grand Prairie, and Houston, Texas; Bayside and Flushing, New York; and Fort Lee, New Jersey.
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