A big advantage for small businesses of all kinds
Over a half century ago, the U.S. Small Business Administration was created to help entrepreneurs launch start-ups and provide existing companies with funds to grow and prosper. Today, the program is going strong with thousands of businesses each year receiving affordable loans for real estate financing, facilities remodeling, equipment purchases, business acquisition, debt restructuring and more.
- SBA 7(a) and 504 loans available
- Flexible guidelines for companies that may have trouble qualifying for traditional business loans
- Longer repayment terms than traditional business loans – up to 25 years for land and buildings and up to 10 years for other purposes
- Both term loans and lines of credit (working capital) available
- Wide range of loan amounts - from $500 to $5 million
- For terms of 15 years or more, prepayment penalties apply during the first three years
- Government places limits on interest rates
Where we fit in
Another benefit of the SBA program is that while the federal government backs the loans, the funding itself comes from local banks. That means borrowers work directly with local lending professionals instead of a federal agency.
- Contact the Metro City Bank SBA Department to get started. We will assist you in determining the necessary information needed to submit your application.
- Please download the Loan Request Form.
- Print out a copy, complete all sections legibly and either fax the form to 770-455-4988, Attention: SBA Department, or drop it by one of our branch locations.
SBA Lending Team
- William Kim | 678-672-3924
- Victoria Ha | 770-455-4989
- Jae Chung | 770-454-1868
- Alynna Chew | 770-455-4976
- Alison Kim | 770-455-4977
- Sean Han | 770-454-1860
- Michelle Lee | 470-485-0651
- James Yeo | 470-485-0652
- Justin Liu | 678-672-3922
- Jena Park | 470-321-7555
- Mason Lee | 470-321-7556
Metro City Bank is a full-service financial institution with branches in Doraville, Norcross, Duluth, Marietta, Johns Creek, Suwanee, and LaGrange, Georgia; Opelika and Montgomery, Alabama; Tampa, Florida; Centreville and Annandale, Virginia; Dallas, Grand Prairie, and Houston, Texas; Bayside and Flushing, New York; and Fort Lee, New Jersey.
More than a loan; we'll be your partner.
Understanding what you need is what matters to us. Let us help you finance your next move.